financial advice

12/19/16 – Rob Wilson gives tips on holiday shopping including one big no-no: don’t use credit for holiday shopping! Rob Wilson is a financial advisor, television contributor and new media personality who concentrates his practice on providing advice to and managing financial affairs for successful professional athletes, entertainers and other young professionals. His work providing […]

  There is good news this morning: fewer people are being excluded from the banking system, correct? According to a survey from the Federal Deposit Insurance Corporation, or the FDIC, which insures Americans’ bank accounts up to $100,000, more Americans are gaining access to a checking or savings account, a sign that the improving economy […]

  Open enrollment is back again. What do people need to know?  We do talk about it every year because it is really important. This is the one time of year when people are able to make changes to their healthcare coverage and more. If you are covered through Medicare, the open enrollment period started […]

What should we be thinking about if we are impacted by a natural disaster? As we watch the remnants of Hurricane Matthew swirl off the Atlantic Coast, I was thinking of those who were impacted by Katrina, and Sandy, and other events that have impacted great numbers of people in our country. Thankfully, Matthew does not […]

Saturday marked one year since the deadline for retailers to officially switch over to EMV microchip cards. Tell us about how the transition has gone.  Mellody: It has gone fairly well, considering what a huge undertaking it is. It is no small thing to change how people pay for things with their credit or debit cards, […]

Yet another story that raises concerns about privacy and security. What do we need to know about the Yahoo breach? Mellody: We have obviously seen an increase in breaches lately, as fraudsters and hackers continue to find ways into companies’ systems. But this latest breach at Yahoo is a really extraordinary for a few reasons. […]

You have an interesting topic on tap for us this morning: lotteries. Mellody: We are indeed talking about lotteries this morning, but not in a good way. You may have noticed that lately it seems like the major multi-state lottery jackpots have been getting larger and larger, with more frequency. And you would be right! […]

What’s going on in the stock market this week?  Last week, we saw the Dow break through the previous ceiling that was set in may of 2015, closing at 18,516 on Friday. And remember, this happened in the seventh year of this bull market, the second longest bull market in history! What pushed the markets […]

What is multigenerational living and how does it impact us financially?  When we hear the term multigenerational living, all it means is more than one generation of adults in a family living under one roof. Now, as everyone gets ready to celebrate the Fourth with friends and family, some of our listeners might think to […]

How are new home loan trends are impacting communities of color? It is a very important trend and one that we need to keep our eyes on. In the wake of the housing bubble, regulators moved to rein in subprime lending, the type of lending that led to the housing crisis. As a result, we […]

  Tom: Let’s start with the basics: what are the Panama Papers? Mellody: They are 11.5 million internal files from a Panamanian law firm called…

  Tom: Tax day is just around the corner. Do you have tips for those who have procrastinated? Mellody: The annual late tax talk. Of…