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Today is Presidents’ Day and it’s not too late to take advantage of all the sales.  Retailers are having sales today, but there are some areas for bargain hunters to focus on.  Some of the best discounts can be found in winter apparel, home goods and tech.  For those looking to upgrade on major appliances, it’s not uncommon to see discounts up to 40-percent and 70-percent off on home decor.  Deals on mattresses are also a good bet with savings of up to 60-percent at some stores.  Presidents’ Day is also one of the best times to buy electronics.  Consumers can expect to see an average of 30-percent off items including computers, televisions, tablets, printers and more.  So if you have the day off today, shopping for some great bargins could be in your future.